Terms of Use

Last updated: November 12, 2026.

The short answer: StateCalcUSA is free to use for information only. The calculators and letters are not legal, tax, or financial advice, carry no warranties, and you are responsible for verifying current law before acting on any result.

Acceptance

By using StateCalcUSA, you agree to these terms. If you do not agree, please do not use the site.

Informational Use Only

All content on this site — including calculator results, reference pages, checklists, and generated letters — is provided for general information only. It is not legal, tax, or financial advice, and it does not create an attorney-client, tax advisor, or financial advisor relationship. For advice about your own situation, consult a qualified professional licensed in your state. See the full Disclaimer.

Your Responsibility to Verify

Laws, limits, and fee schedules change, and individual circumstances vary. You are responsible for verifying that a figure or rule is current and applies to your situation, using the official sources cited on each page, before you act on a result. Generated letters are starting drafts: review them, confirm the cited rule applies, and adjust them to your facts before use.

No Warranties

This site and its tools are provided “as is,” without warranties of any kind, whether express or implied. No warranty is made that the content is complete, current, or error-free, or that the site will be available without interruption. Figures reflect the official sources as of the verification date shown on each page and may since have changed.

Limitation of Liability

To the fullest extent permitted by law, StateCalcUSA and its operator are not liable for any loss or damage arising from your use of, or reliance on, the content of this site — including calculator results and generated letters — whether the loss is direct or indirect. Nothing in these terms limits liability where the law does not allow it to be limited.

Acceptable Use

You may use the site for personal, non-commercial purposes. You agree not to misuse the site, attempt to disrupt it, or use it for any unlawful purpose. You may print or copy a calculator result or a letter you generated for your own use.

Intellectual Property

The original text, design, and code of this site belong to StateCalcUSA. Statutes, government publications, and other official source material linked or cited on the site remain the property of their respective issuers.

External Links

Links to official sources and other external sites are provided for verification and convenience. StateCalcUSA does not control those sites and is not responsible for their content.

Changes to These Terms

These terms may be updated from time to time. The updated version will be posted on this page with a new last-updated date, and continued use of the site after an update means you accept the updated terms.

Questions

Questions about these terms can be sent to the email address on the Contact page.